Homeowner Assistance

MCHA has been administering an owner-occupied rehab program since 1997. We have helped over 350 low-income households make the needed repairs to their homes. In many cases, it has extended the time seniors can live at home. The program prevents homelessness and reduces neighborhood blight.

CDBG Owner-Occupied Home Rehabilitation Program

McHenry County Housing Authority has received funding through the CDBG Program administered by the County of McHenry for the Single-Family Owner-Occupied Rehabilitation Program to assist low-income homeowners of McHenry County with Health, Safety, and accessibility issues.

To be eligible for this program, you must own and reside in your home and have a household income of no more than 50% of the area median income.

This program will be administered on a first-come, first-served basis until all designated funding is allotted to eligible homeowners.

Projects that cost under $3,000.00 qualify as no payment, no interest loans that will be forgiven over a five year recapture period. Projects costing $3001.00 and over qualify as a no payment no interest deferred payment loan that must be paid in full upon the home’s sale.

Owner-Occupied Rehab Program Annual Income LImit
Household Size 1 2 3 4 5 6
Annual Income LImit $51,000 $58,250 $65,550 $72,800 $78,650 $84,450
Household Size Annual Income LImit
1 $51,000
2 $58,250
3 $65,550
4 $72,800
5 $78,650
6 $84,450

Program Coordinator
Mike Isitoro
(815) 338-7752 X133




“A really great job was done by everyone who worked on my house. It has never been in such good condition.”

– Gary